TERMS AND CONDITIONS
Welcome to HF Creations!
Dear Learner,
At HF Creations, we are committed to providing a seamless and enriching learning experience for all our users. Whether you’re here to master creative skills through our online courses or join our thriving creative community, it’s essential to understand the guidelines that keep our platform secure, fair, and accessible to everyone.
Below, you’ll find our Terms and Conditions, which outline important policies designed to protect both your rights and ours. Please take a moment to review them carefully, so you know what to expect while using our platform. By continuing to use our services, you agree to abide by these terms, helping us create a positive and productive learning environment for all. HF Creations Team.
PLEASE READ THESE TERMS CAREFULLY. THESE TERMS GOVERN THE WEBSITE AND SERVICES PROVIDED BY HF CREATIONS (“HF CREATIONS,” “WE,” “US,” OR “OUR”).
THESE TERMS APPLY TO:
(A) OUR WEBSITE, AVAILABLE AT https://hf-creations.com (THE “WEBSITE”); AND
(B) THE PRODUCTS, SERVICES, FEATURES, AND FUNCTIONALITIES OFFERED THROUGH OUR PLATFORM (COLLECTIVELY, THE “SERVICES”).
BY ACCESSING OR USING OUR SERVICES IN ANY WAY—INCLUDING BUT NOT LIMITED TO CLICKING “I ACCEPT,” REGISTERING AN ACCOUNT, MAKING PURCHASES, OR BROWSING THE WEBSITE—YOU REPRESENT AND WARRANT THAT:
- YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS.
- YOU ARE OF LEGAL AGE TO FORM A BINDING CONTRACT WITH HF CREATIONS.
- YOU HAVE THE AUTHORITY TO ENTER INTO THESE TERMS ON BEHALF OF YOURSELF OR ANY ENTITY YOU REPRESENT.
IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE OUR SERVICES.
Legal Jurisdiction: HF Creations is a business registered in the United States, in the state of Montana. Any disputes related to these terms shall be governed by and interpreted under the laws of Montana, USA.
01. Services Overview
HF Creations is an e-learning platform dedicated to empowering creatives by providing high-quality digital courses and resources. Our offerings include:
- Online Courses – Professionally developed video-based courses designed to help learners master creative skills. Courses are available for a one-time purchase, granting lifetime access unless otherwise stated.
- Digital Products – Downloadable learning materials such as eBooks, templates, and guides to support skill development.
By accessing or using our platform, you agree to abide by these Terms of Service. Please review them carefully.
02. User Responsibilities
To ensure a safe and productive learning environment, all users must adhere to the following:
- Account Registration – You must provide accurate and complete information when creating an account and maintain the confidentiality of your login details. You are solely responsible for any activity that occurs under your account.
- Respectful Conduct – Users must engage respectfully with our platform and community. The following activities are strictly prohibited:
- Sharing false or misleading information
- Uploading malicious content (such as viruses or malware)
- Attempting to access other users’ accounts or restricted areas of our system without authorization
- Engaging in any activity that disrupts the integrity of our platform
Violating these rules may result in immediate suspension or termination of your access.
03. Intellectual Property Rights
- Platform Content – All course materials, videos, graphics, and digital products are the exclusive property of HF Creations and are protected by copyright and intellectual property laws. Unauthorized copying, redistribution, or resale is strictly prohibited.
- User Contributions – If you submit content (e.g., discussion posts, project submissions), you grant HF Creations a non-exclusive, royalty-free license to use, display, and distribute your content in connection with our platform.
04. Course Access and Usage
- Lifetime Access – When you purchase a course, you receive ongoing access for the lifetime of the course, unless otherwise stated.
- Non-Transferable Rights – Your course access is for personal use only. You may not share, resell, or transfer access to another individual or entity.
05. Account Suspension & Termination
HF Creations reserves the right to suspend or terminate accounts that:
- Violate these Terms of Service
- Engage in fraudulent or unauthorized activity
- Attempt to abuse or misuse the platform in any way
If your account is terminated due to a violation, you will not be eligible for a refund.
06. Governing Law & Dispute Resolution
These Terms of Service are governed by the laws of the State of Montana, United States. Any disputes arising from or related to these terms will be subject to the exclusive jurisdiction of the courts in Montana.
07. Privacy Policy
Data Collection
HF Creations values your privacy and is committed to protecting your personal information. We collect the following data when you interact with our platform:
- Personal Information – When you create an account, enroll in a course, or engage with our community, we collect your name, email address, and other necessary contact details. This information is used to enhance your learning experience, provide course updates, and offer support.
Payment Information
- All payment transactions are securely processed through third-party payment providers.
- HF Creations does not store or have access to your full payment details, such as credit card numbers or bank account information.
- Our payment processors comply with industry security standards to ensure the protection of your financial data.
How We Use Your Data
We use the information we collect to:
- Improve our platform and services
- Personalize your learning experience
- Communicate important updates, including course announcements and support messages
We do not sell, trade, or share your personal information with third parties, except when required to provide our services or comply with legal obligations.
Data Security
We implement strict security measures to safeguard your personal information from unauthorized access, alteration, or disclosure. Our platform follows industry best practices to ensure your data remains protected at all times.
Your Rights
You have the right to:
- Access and review the personal information we have collected about you
- Update or correct your personal data
- Request the deletion of your account and associated information
To exercise any of these rights or inquire about your data, please contact us at support@hf-creations.com
08. Communication Policy
By using HF Creations’ services, you consent to receive communications from us, which may include:
- Emails – We may send updates, promotional offers, course-related information, and important account notifications.
- Platform Notifications – You may receive reminders, support messages, or other relevant updates directly through our website.
- Community Interactions – If you participate in our creative community, you may receive notifications about discussions, course updates, or important announcements.
You can manage your communication preferences at any time by adjusting your account settings or contacting us at support@hf-creations.com.
09. Payment & Pricing Policy
Secure Payment Processing
- Payments for HF Creations’ courses and digital products are processed securely through trusted third-party payment providers.
- HF Creations does not store or have access to your payment details, such as credit or debit card numbers.
- All transactions are encrypted and comply with industry security standards to ensure your financial information remains protected.
Transparent Pricing
- All course prices displayed on our platform include any applicable taxes, ensuring full transparency in pricing.
- The amount shown at checkout is the final price—there are no hidden fees or additional charges.
For any payment-related inquiries, please contact our support team at support@hf-creations.com.
10. Payment & Pricing Policy
Secure Payment Processing
- Payments for HF Creations’ courses and digital products are processed securely through trusted third-party payment providers.
- HF Creations does not store or have access to your payment details, such as credit or debit card numbers.
- All transactions are encrypted and comply with industry security standards to ensure your financial information remains protected.
Transparent Pricing
- All course prices displayed on our platform include any applicable taxes, ensuring full transparency in pricing.
- The amount shown at checkout is the final price—there are no hidden fees or additional charges.
For any payment-related inquiries, please contact our support team at support@hf-creations.com.
11. Return and Refund Policy
Refunds for Online Courses
HF Creations strives to provide high-quality learning experiences. However, if you are not satisfied with your purchase, we offer the following refund policy:
- Full Refund: You may request a full refund within 24 hours of purchase, provided that less than 12% of the course content has been accessed.
- Partial Refund: A 50% refund is available within 7 days of purchase, provided your course progress remains under 12%.
- Non-Refundable: If 12% or more of the course has been accessed, the course is not eligible for a refund.
Refunds for Digital Products
- Non-Refundable: Due to the immediate and downloadable nature of digital products (such as eBooks, templates, and guides), all sales of digital products are final and non-refundable once purchased.
Refund Request Process
To request a refund, please contact our support team at support@hf-creations.comwith:
- Your order details (order number and purchase date).
- The reason for your refund request.
Refunds will be processed within 5-10 business days and will be credited back to your original payment method.
12. Intellectual Property and Content Use
Ownership
All content provided by HF Creations, including but not limited to video lessons, course materials, templates, and other digital assets, is the exclusive property of HF Creations. Unauthorized use is strictly prohibited.
User License
Users are granted a non-exclusive, non-transferable license to access and use the content solely for personal learning purposes. This means:
You may watch and learn from the materials for your own education.
You may not share, resell, or distribute the content to others.
Restrictions
Users must not:
- Copy, reproduce, distribute, or publish any content from HF Creations without prior written consent.
- Share course materials, templates, or other resources with non-enrolled individuals.
- Use HF Creations content for commercial purposes without explicit authorization.
Unauthorized use will result in account suspension and may lead to legal action.
13. Community Guidelines
HF Creations fosters a positive and inclusive learning environment. To ensure a safe space for all users, we require adherence to the following community standards:
Respectful Engagement
Users must engage respectfully and constructively within our community. The following behaviors are strictly prohibited:
Harassment, hate speech, or discriminatory behavior.
Posting offensive, explicit, or harmful content.
Spamming or self-promotion unrelated to learning.
Content Sharing
- Users may not share proprietary content outside the platform.
- Posting or distributing content that violates intellectual property rights is prohibited.
Compliance
Failure to comply with these guidelines may result in:
A warning.
Temporary suspension.
Permanent termination of access to HF Creations’ services.
14. Limitation of Liability
HF Creations shall not be liable for any indirect, incidental, or consequential damages arising from the use of our services. By enrolling in our courses and using digital products, users acknowledge that participation is at their own risk.
HF Creations does not guarantee specific results from course completion, and we are not responsible for any losses incurred from the application of course material.
15. Dispute Resolution
At HF Creations, we are committed to resolving disputes efficiently and fairly. By using our services, you agree to the following terms:
Resolution Process
Initial Resolution
- If you have any concerns or disputes, we encourage you to contact our support team first at support@hf-creations.com.
- We strive to resolve issues amicably through clear communication and cooperative engagement before escalating to external parties.
Binding Arbitration
- If a resolution cannot be reached informally, disputes will be settled through binding arbitration in Montana, USA, following the arbitration laws of the State of Montana.
- Arbitration decisions are final and binding, and by agreeing to these terms, users waive their right to a jury trial or to participate in a class-action lawsuit.
Jurisdiction
- All claims or disputes will be governed by the laws of the State of Montana, USA, and conducted in Montana.
Disputes with Payment Processors
Refund Policy Compliance
- Users must adhere to our refund policy as outlined in Section 11. Any disputes raised through payment processors (e.g., PayPal, Stripe) will be contested with supporting documentation to demonstrate compliance with our terms.
Evidence Submission
- For any dispute raised via PayPal, Stripe, or other processors, HF Creations will provide necessary evidence, including:
Course access logs and timestamps.
Records of user agreements.
Explicit refund policies stated at the time of purchase.
- For any dispute raised via PayPal, Stripe, or other processors, HF Creations will provide necessary evidence, including:
Non-Refundable Digital Products
- By purchasing digital products, users acknowledge that these items are non-refundable due to their instant download nature. This acknowledgment is clearly stated at the point of purchase and will be used to contest any unauthorized refund claims.
User Agreement to Dispute Terms
By using HF Creations’ services, users agree to resolve disputes fairly and cooperatively, minimizing the need for third-party escalation. Users also agree to provide necessary cooperation for swift dispute resolution.
16. Modifications to Policies
HF Creations reserves the right to update and modify these Terms and Policies at any time. Changes will be posted on this page with an updated effective date.
Continued use of the Services after modifications indicates acceptance of the revised Terms.
17. User Ownership Restrictions
- Users do not own any rights to the content provided by HF Creations.
- Downloading, copying, redistributing, or publishing any content without explicit written permission is strictly prohibited.
- Unauthorized use of our content may result in account termination and legal action.
18. Affiliate Terms & Conditions
These Affiliate Terms outline the rules and expectations for affiliates promoting HF Creations’ courses. By joining our affiliate program, you agree to comply with the following terms:
1. Affiliate Eligibility & Registration
- Affiliates must be 18 years or older to participate.
- You must apply and be approved by HF Creations before promoting our courses.
- HF Creations reserves the right to accept or reject any affiliate application at its sole discretion.
2. Commission Structure
- Affiliates earn up to 40% commission on every successful sale made through their unique referral link.
- Commission rates may vary based on special promotions, discounts, or exclusive offers.
- Commissions are only paid for confirmed and completed transactions (refunds or chargebacks will void commissions).
3. Payment & Payout Terms
- Payouts are made monthly, provided the affiliate meets the minimum payout threshold of $50.
- Payments are processed through PayPal, Stripe, or bank transfer (subject to availability and transaction fees).
- Affiliates are responsible for providing accurate payment details. HF Creations is not responsible for delayed or failed payments due to incorrect information.
4. Promotional Guidelines
- Affiliates may promote HF Creations through:
– Social media platforms (Instagram, Twitter, Facebook, YouTube, TikTok, etc.)
– Websites, blogs, and online communities
– Email marketing (must comply with anti-spam laws) - Affiliates must not:
– Misrepresent HF Creations, its services, or pricing.
– Use deceptive marketing, spam, or unethical advertising methods.
– Bid on HF Creations’ brand name in Google Ads or other paid search platforms.
– Offer unauthorized discounts or create misleading promotions.
5. Use of Affiliate Links
- Affiliates must use only the official affiliate links provided by HF Creations.
- Self-referrals (purchasing a course through your own link) are strictly prohibited.
6. Account Termination
HF Creations reserves the right to suspend or terminate an affiliate account if:
- There is evidence of fraudulent activity or policy violations.
- The affiliate engages in unethical or misleading marketing practices.
- There is no active promotion or sales within a 90-day period.
7. Limitation of Liability
- HF Creations is not liable for any indirect, incidental, or consequential damages resulting from an affiliate’s participation in the program.
- HF Creations does not guarantee earnings—affiliate success depends on individual marketing efforts.
8. Changes to the Affiliate Program
- HF Creations reserves the right to modify, suspend, or terminate the affiliate program at any time.
- Any changes will be communicated to affiliates via email or the affiliate dashboard.
By joining the HF Creations Affiliate Program, you agree to abide by these terms. Failure to comply may result in forfeited commissions and account termination.
For any questions, contact our Affiliate Support at support@hf-creations.com.
